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Insurance

Good therapy should not require a second mortgage.

We're in-network with most major insurance plans, and we made it easy to check. Plug your insurance in on our website and find out what you're working with before you ever have to talk to anyone.

Verify my benefits

Every Plan We Accept

The full list.

We're always working to expand what we take. If your plan isn't here, reach out, paneling changes and we may already be in-network.

Aetna

Ambetter

BlueCross and BlueShield

FEP BlueCross and BlueShield

Carelon Behavioral Health

Cigna and Evernorth

Dean Health Plan

Government Employees Health Association (GEHA)

Harvard Pilgrim

Healthcare Highways (HCH Plus & HCH Sync)

HealthChoice

Humana Military (TriCare East)

Magellan

Medica (Harmony)

Medicare

Mending (Taro Health)

Meritain Health

Optum

Oscar Health

Oxford

Point32Health

Tufts

Humana Military (TriCare East)

TriWest

United Medical Resources (UMR)

UnitedHealthcare UHC | UBH

WebTPA

Self-Pay and Sliding Scale Available

Private Pay

Insurance isn't the right fit for everyone.

Some clients prefer to pay out of pocket because they want full control over their care, don't want a mental health diagnosis on their insurance record, or have a plan that doesn't cover what they need. Private pay is a straightforward option with clear pricing and no insurance company sitting in the middle of your care.

Individual sessions

Standard rate: $200

Self-pay rate: $125

Relationship sessions

Standard rate: $250

Self-pay rate: $155

Payment is collected at the time of each session through our secure client portal. All clients keep a valid credit card on file, used to process each session's payment and any late cancellation or no-show fees per our practice policy. We accept all major credit cards, HSA cards, and FSA cards.

Sliding Scale

A limited number of sliding scale slots.

We hold a limited number of sliding scale slots for individual therapy clients paying out of pocket. Sliding scale is usually a fit for people who don't have insurance that covers mental health, have a high deductible and are paying out of pocket until it's met, or want to work with a specific therapist who isn't in-network with their plan.

Because we have a set number of openings per therapist, we ask that you choose the tier that best fits your current financial capacity:

$100
$85
$75most accessible

How sliding scale works

  • Limited availability. Slots fill first come, first served. If your preferred therapist's slots are full, we can waitlist you or match you with another provider.
  • Insurance and superbills. We generally cannot provide superbills for insurance reimbursement at sliding scale rates. These are independent financial agreements with our practice.
  • Cancellations. Our standard 24 hour cancellation policy applies to all sliding scale tiers.
  • Review. We review sliding scale rates every 6 months to make sure they still align with your situation and our capacity.

Good Faith Estimate

Your right to know the cost up front.

Federal law gives every private pay client the right to a Good Faith Estimate of expected charges before starting care. We provide this automatically. You can read more on our HIPAA & GFE page.

A note on out of network

If we're not in-network with your insurance, you may still be able to use your out of network benefits to offset the cost of therapy. We can provide a superbill to submit to your insurance company for potential reimbursement. Ask us about this when you reach out.

How to check your coverage

The easiest way is to call the member services number on the back of your insurance card and ask whether Ala Therapy Collective is in-network and what your mental health benefits are. You can also fill out our contact form and we'll help you verify your benefits before you book.

Ready to get started?

Fill out our contact form and we'll help you figure out your coverage and get you matched with the right therapist.

Get started