Good therapy should not require a second mortgage.
We're in-network with most major insurance plans, and we made it easy to check. Send your insurance through the contact form and find out what you're working with before you ever have to talk to anyone.
In person in Oklahoma City · Outdoors around Tulsa · Online across Oklahoma
Verify my benefitsFind Your Plan
The plans we're in-network with.
Pick your carrier to see coverage details, costs, and how to get started. Don't see yours below? Keep scrolling for the full list, or just reach out and we'll verify it for you.
Aetna
Commercial PPO, POS, EPO, and Open Access HMO plans. See Aetna coverage ›Ambetter
Ambetter Marketplace plans across Oklahoma. See Ambetter coverage ›Blue Cross Blue Shield
BCBS of Oklahoma commercial plans, PPO and HMO. See BCBS coverage ›UnitedHealthcare
UnitedHealthcare, Optum, UMR, and United Behavioral Health. See UnitedHealthcare coverage ›Federal & Military
TRICARE West, FEP BlueCross BlueShield, GEHA, VA Community Care. See federal & military coverage ›HealthChoice
Oklahoma's state and education employee plans. See HealthChoice coverage ›Regional & Local Plans
Mending, Healthcare Highways, Medica, Dean, and plan administrators. See regional plans ›Every Plan We Accept
The full list.
We're always working to expand what we take. If your plan isn't here, reach out, paneling changes and we may already be in-network.
✦90 Degree Benefits
✦Aetna
✦Ambetter
✦BlueCross and BlueShield
✦FEP BlueCross and BlueShield
✦Boon-Chapman
✦Carelon Behavioral Health
✦Cigna and Evernorth
✦Dean Health Plan
✦Government Employees Health Association (GEHA)
✦Harvard Pilgrim
✦Healthcare Highways (HCH Plus & Sync)
✦HealthChoice
✦Humana Military (TRICARE East)
✦Magellan
✦Medica (Harmony)
✦Medicare
✦Mending (Taro Health)
✦Meritain Health
✦Optum
✦Oscar Health
✦Oxford
✦Point32Health
✦TriWest (TRICARE West)
✦Tufts
✦United Medical Resources (UMR)
✦UnitedHealthcare UHC | UBH
✦WebTPA
Ala Therapy Collective is licensed in six states, and some plans are in-network in one state and not another. We confirm that for your plan and your clinician during verification. Read about therapy across Oklahoma, online therapy in Texas, or online therapy in Massachusetts. We do not accept Medicaid or SoonerCare.
Self-Pay
Insurance isn't the right fit for everyone.
Some clients prefer to pay out of pocket because they want full control over their care, don't want a mental health diagnosis on their insurance record, or have a plan that doesn't cover what they need. Self-pay is a straightforward option with clear pricing and no insurance company sitting in the middle of your care.
Individual sessions
Standard rate: $200
Self-pay rate: $125
Relationship sessions
Standard rate: $250
Self-pay rate: $155
Payment is collected at the time of each session through our secure client portal. All clients keep a valid credit card on file, used to process each session's payment and any late cancellation or no-show fees per our practice policy. We accept all major credit cards, HSA cards, and FSA cards.
Sliding Scale
A limited number of sliding scale slots.
We hold a limited number of sliding scale slots for individual therapy clients paying out of pocket. Sliding scale is usually a fit for people who don't have insurance that covers mental health, have a high deductible and are paying out of pocket until it's met, or want to work with a specific therapist who isn't in-network with their plan.
Because we have a set number of openings per therapist, we ask that you choose the tier that best fits your current financial capacity:
How sliding scale works
- Limited availability. Slots fill first come, first served. If your preferred therapist's slots are full, we can waitlist you or match you with another provider.
- Insurance and superbills. We generally cannot provide superbills for insurance reimbursement at sliding scale rates. These are independent financial agreements with our practice.
- Cancellations. Our standard 24 hour cancellation policy applies to all sliding scale tiers.
- Review. We review sliding scale rates every 6 months to make sure they still align with your situation and our capacity.
Good Faith Estimate
Your right to know the cost up front.
Federal law gives every self-pay client the right to a Good Faith Estimate of expected charges before starting care. We provide this automatically. You can read more on our HIPAA & GFE page.
A note on out of network
If we're not in-network with your insurance, you may still be able to use your out of network benefits to offset the cost of therapy. We can provide a superbill to submit to your insurance company for potential reimbursement. Ask us about this when you reach out.
How to check your coverage
Fill out our contact form with your plan name and member ID, or a photo of the front and back of your card, and Jessie verifies your mental health benefits before you book. That covers in person sessions in Oklahoma City, outdoor sessions around Tulsa, and online sessions anywhere in Oklahoma, since your plan pays the same way in every format. If you'd rather check yourself first, call the member services number on the back of your card and ask whether Ala Therapy Collective is in-network and what your mental health benefits are.
Who Takes Your Plan
Five clinicians taking new clients.
Every clinician below is in-network with the plans on this page. Tap a card to read a full bio, or send the contact form and let us match you.
Before You Reach Out
Insurance questions, straight answers.
Do you take my insurance?
Probably. We are in-network with Aetna, Ambetter, Blue Cross Blue Shield, Cigna and Evernorth, UnitedHealthcare and Optum, HealthChoice, TRICARE West, GEHA, FEP, Healthcare Highways, Medica, Mending, and the plan administrators in the full list above. If you do not see yours, send it through the contact form anyway. Paneling changes, and Jessie checks every card that comes in.
What will a session cost me with insurance?
Whatever your plan says. For most people that is a flat co-pay per session, or coinsurance after the deductible is met. We do not guess at the number. Send your member ID and Jessie verifies your mental health benefits, deductible status, and co-pay before you book, so you know the cost going in, not on a statement six weeks later.
Can I use my insurance for in person sessions, or only online?
Both, and your plan pays the same way in every format. Kenzie Langford and Demetria Bonds see clients in person at the Oklahoma City office and online. Taylor Hendricks meets clients outdoors around the Tulsa metro through Neurodivergent IRL and online. Madison Johnson and Michi Medley are online across Oklahoma.
Do you take Medicaid or SoonerCare?
No. We do not bill Medicaid or SoonerCare on any plan. If that is your coverage, self-pay and sliding scale are on this page, and we are glad to point you toward practices that do take it.
What if you are out of network with my plan?
You can still work with us. If your plan has out of network benefits, we provide a superbill you submit to your insurance for reimbursement. If it does not, the self-pay rate and the sliding scale tiers above are the numbers to look at. Either way, tell us your plan and we walk you through the options before you commit.
How does verification work?
Three steps. You send your plan name and member ID, or a photo of the front and back of your card, through the contact form. Jessie checks your mental health coverage, deductible, and co-pay with your plan and tells you plainly what a session will cost. Then you pick your clinician or let us match you, choose office, trail, or screen, and book.
Ready to get started?
Fill out our contact form and we'll help you figure out your coverage and get you matched with the right therapist.
Get started