You picked the most common card in Oklahoma. We take it.
In-network with Blue Cross Blue Shield of Oklahoma for online therapy statewide. EMDR, trauma, anxiety, ADHD, LGBTQIA+ affirming care. We verify your BCBS benefits before your first session so you know what you'll owe.
Verify my benefits What it costsCoverage
In-network with Blue Cross Blue Shield of Oklahoma commercial plans for outpatient mental health.
Typical cost
Depends on your plan. We verify and tell you the exact number before you start.
Getting started
We run your benefits before session one. No surprise bills.
The Short Answer
Does Blue Cross Blue Shield cover therapy in Oklahoma?
Yes. Most Blue Cross Blue Shield of Oklahoma (BCBSOK) plans cover outpatient mental health therapy, including online sessions. Under federal mental health parity law, BCBS is required to cover mental health benefits at the same level as medical and surgical benefits.
We're in-network with BCBS of Oklahoma commercial plans (PPO, HMO, and employer-sponsored). Your sessions are billed directly to BCBS and you only owe your copay or coinsurance, never the full session fee.
What "in-network" actually means for you: lower out-of-pocket cost, no claim paperwork, no waiting for reimbursement. We handle the billing. You show up to therapy.
Real Numbers
What BCBS therapy actually costs.
Your out-of-pocket cost depends on your specific plan, your deductible status, and whether your plan uses a copay or coinsurance. Here's how we handle it.
Your cost depends on your plan
BCBS plans vary. Some clients pay nothing per session. Others pay a copay. Plans with coinsurance or unmet deductibles cost more.
We tell you the exact number
Before your first session, we verify your specific plan with BCBS and tell you what each session will cost. No surprises, no promises we can't keep.
What we check before you start
When we run your benefits with Blue Cross Blue Shield, we confirm:
- Whether your plan covers outpatient therapy
- Your deductible and how much is left
- Your copay or coinsurance per session
- Whether you need a referral from your PCP
You get the numbers in writing before you commit to anything.
What's Included
What Blue Cross Blue Shield covers with us.
BCBS covers most outpatient mental health services when they're medically necessary. At Ala Therapy Collective, that includes:
Individual therapy
Weekly, biweekly, or as-needed sessions tailored to what you're working on.
EMDR
Eye Movement Desensitization and Reprocessing for trauma, PTSD, and complex trauma histories.
Online therapy
Telehealth sessions covered at the same rate as in-person under most BCBS plans.
LGBTQIA+ affirming care
Identity-affirming therapy with clinicians who have specialized training and lived experience.
Trauma-focused therapy
Including childhood trauma, complex trauma, religious trauma, and intergenerational trauma.
Neurodivergent-affirming care
ADHD, autism, and AuDHD support from clinicians who get it because many of us are it.
Getting Started
How to start therapy with your BCBS plan.
Reach out
Fill out our contact form with your BCBS member ID. Takes about three minutes.
We verify your benefits
We confirm coverage with BCBS and tell you what each session will cost before you book.
Get matched and start
We match you with a clinician based on what you're working on. First session usually within one to two weeks.
Common Questions
What people ask about BCBS and therapy.
Does Blue Cross Blue Shield cover online therapy in Oklahoma?
Yes. Most BCBS plans cover telehealth therapy at the same rate as in-person sessions. We're a fully online practice across Oklahoma, so every session with us is telehealth.
Do I need a referral from my doctor?
For most BCBS plans, no. PPO and most employer plans don't require a referral to see a mental health provider. Some HMO plans may require one from your primary care physician. We'll confirm this when we run your benefits.
How many sessions does BCBS cover?
Most current BCBS plans don't have a hard cap on outpatient therapy sessions as long as treatment is medically necessary. Some plans have annual limits. We'll check yours during benefits verification.
Does BCBS cover EMDR?
Yes. EMDR is billed under standard psychotherapy CPT codes and is covered like any other outpatient therapy session under your BCBS plan.
What if my plan isn't in-network?
If we find during verification that your specific BCBS plan isn't in our network, we'll tell you upfront. You can still see us using your out-of-network benefits if your plan has them, and we'll provide superbills for reimbursement. If insurance isn't going to work, we have self-pay and limited sliding scale options. See our Insurance page for details.
Do you accept Medicaid or SoonerCare plans?
No. Ala Therapy Collective does not accept Medicaid, including any carrier's Medicaid product. We're in-network with Blue Cross Blue Shield commercial plans, not Medicaid or SoonerCare. If your plan is a Medicaid plan, contact us and we'll point you toward in-network options.
Ready to start?
Fill out our contact form and we'll verify your Blue Cross Blue Shield benefits before your first session. You'll know what each session will cost before you commit to anything.
Get startedLearn more about insurance and our network, online therapy across Oklahoma, trauma therapy, EMDR, anxiety and depression, ADHD and neurodivergent care, and LGBTQIA+ affirming therapy. Carry a different plan? See our Aetna and Ambetter pages.